- Title
- Consequences of the expansion of employer sponsored health insurance to dependent young adults
- Author(s)
- David Jason Gershkoff Slusky David Slusky (Princeton University)
- Abstract
- The Patient Protection and Affordable Care Act of 2010 mandates that young adults be able to stay on parental health insurance until age 26. This paper creates a new algorithm to identify individuals with parental health insurance. Using an age/time difference-in-difference analysis, it finds that this federal mandate increased insurance coverage by 3-4 percentage points. Parental insurance rose by 7-9 percentage points, but own coverage fell by 4-5 percentage points. The mandate also caused substitution from full-time to part-time work and from four-year private to two-year public colleges. Treated young adults were also 2-3 percentage points more likely to have a personal doctor and 1-2 percentage points less likely to have forgone care due to cost, and their households spent an average of $45-$60 per three months less on health insurance.
- Creation Date
- 2012-10
- Section URL ID
- Paper Number
- URL
- https://drive.google.com/file/d/0BwjFN4HbBrDBUVAzTlA1MVd5dWM/view
- File Function
- Jel
- D14, G22, I13, I18, I28, J21
- Keyword(s)
- Young adults, health insurance, labor supply, educational choice, health care, household finance, public policy
- Suppress
- false
- Series
- 9